Adoption of online banking features by financial intermediaries

Authors

Yu Zhang, Eastern Michigan UniversityFollow
Kuo Lane Chen, University of Southern Mississippi
Huei Lee, Eastern Michigan University
Jiaqin Yang, Georgia College and State University

Document Type

Article

Publication Date

2012

Department

Accounting and Finance

Abstract

Substituting petroleum diesel with biodiesel could decrease air emissions, reduce reliance on foreign oil, and help expand markets for U.S. farmers. Soybean producers can potentially capture this value-added by forward integrating the processing of soybeans into biodiesel via a New Generation Cooperative (NGC). Using probit analysis, this study examines factors influencing soybean producers’ willingness to participate in an NGC to produce biodiesel. Tobit analysis is used to examine the factors influencing the number of shares the soybean producer would be willing to purchase. Survey results indicate that over 70% of the soybean producers in the study group are interested in investing in an NGC to produce biodiesel. Among those producers willing to participate, the average number of shares they would purchase was just under 3,460.

DOI

10.1504/IJEF.2012.051166

Citation

Zhang, Y., Chen, K. L., Lee, H., & Yang, J. (2012). Adoption of online banking features by financial intermediaries. International Journal of Electronic Finance, 6(3–4), 219–238. doi:10.1504/IJEF.2012.051166